Costara & Co. (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our website and services, including SMS communications, email communications, appointment reminders, online forms, and website tracking tools.
By using our website, submitting your information, scheduling an appointment, or opting in to receive communications from us, you agree to the practices described in this Privacy Policy and our Terms and Conditions.
2. Information We Collect
Contact Information
We may collect information you voluntarily provide, including:
First and last name
Email address
Phone number
Mailing address
City and state
Preferred method of communication
We may collect this information when you submit a website form, request information, book an appointment, request a quote, or otherwise contact us.
Communications Data
If you opt in to receive SMS or email communications, we may collect and maintain:
Your communication preferences
Records of your consent
Dates and methods of opt-in
Messages sent to or received from you
Opt-out requests
Appointment confirmation and reminder activity
Usage and Device Information
We may use cookies, pixels, analytics tools, and similar technologies to collect information about your use of our website, including:
IP address
Browser type
Device type
Pages visited
Time spent on pages
Website interactions
Referring website or source
Appointment and Service Information
If you schedule a consultation, request insurance information, or use our services, we may collect information associated with your request, including:
Appointment details
Insurance interests
Services requested
Information provided through forms
Notes related to your inquiry
Please do not submit highly sensitive personal, financial, health, or insurance information through general website forms unless specifically requested through a secure method.
3. How We Use Your Information
We may use your information to:
Respond to your questions and requests
Provide requested services and customer support
Contact you regarding insurance information or services
Schedule, confirm, and remind you of appointments
Send SMS and email communications you have agreed to receive
Provide service-related updates
Maintain records of consent and opt-out activity
Improve our website, services, and marketing performance
Monitor website usage and analytics
Protect our business and website from fraud, abuse, or security threats
Comply with legal, regulatory, and carrier requirements
We will only send marketing or promotional messages when you have provided the appropriate consent.
4. Cookies and Tracking Technologies
We may use cookies and similar tracking technologies to improve website functionality, understand how visitors use our website, and measure marketing performance.
Cookies may collect information about your browser, device, website activity, and preferences.
You may manage or disable cookies through your browser settings. However, disabling cookies may affect the functionality of certain website features.
5. How We Share Your Information
We do not sell, rent, or trade your personal information.
We do not share mobile phone numbers, SMS opt-in data, or SMS consent information with third parties or affiliates for their own marketing or promotional purposes.
We may share information in the following limited circumstances:
Service Providers
We may share information with trusted vendors and service providers that help us operate our business and provide services, including:
Website hosting providers
Customer relationship management platforms
SMS and email delivery providers
Appointment scheduling providers
Customer support providers
Analytics and website performance providers
These providers may only use your information to perform services on our behalf and are not authorized to use your mobile information or consent data for their own marketing purposes.
Insurance-Related Services
When necessary to assist with your insurance inquiry or application, information may be provided to appropriately authorized insurance carriers, agencies, agents, or service partners, subject to applicable laws and authorization requirements.
Legal and Safety Requirements
We may disclose information when required by law, legal process, regulation, court order, or government request.
We may also disclose information when reasonably necessary to protect the rights, safety, property, or security of Costara & Co., our clients, website users, or others.
Business Transfers
If Costara & Co. is involved in a merger, acquisition, reorganization, financing, sale of assets, or similar business transaction, information may be transferred as part of that transaction.
Any successor organization will be expected to honor the commitments described in this Privacy Policy.
Mobile Information and Consent
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
Information sharing with subcontractors that provide support services, such as customer service, appointment scheduling, website hosting, or messaging delivery, is permitted only as necessary to provide those services.
All other use-case categories exclude text messaging originator opt-in data and consent. SMS opt-in information and consent will not be shared with third parties for marketing or promotional purposes.
6. Your Choices
SMS Opt-Out
You may opt out of SMS messages at any time by replying STOP to any message you receive from us.
After you send STOP, you may receive a confirmation message stating that you have been unsubscribed. You will no longer receive SMS messages unless you provide consent and opt in again.
You may reply HELP for assistance.
Email Opt-Out
You may unsubscribe from marketing emails by using the unsubscribe link included in the email or by contacting us directly.
You may continue to receive necessary service-related or appointment-related communications when applicable.
Access, Correction, and Deletion
You may contact us to request access to, correction of, or deletion of your personal information, subject to applicable laws, insurance recordkeeping obligations, and regulatory requirements.
7. Data Security
We use reasonable administrative, technical, and physical safeguards intended to protect your information from unauthorized access, loss, misuse, alteration, or disclosure.
However, no method of internet transmission, electronic storage, or data security is completely secure. Therefore, we cannot guarantee absolute security.
8. Data Retention
We may retain your information for as long as necessary to:
Respond to your inquiry
Provide requested services
Maintain appointment and communication records
Meet legal and regulatory obligations
Maintain consent and opt-out records
Resolve disputes
Protect our legal rights
9. Third-Party Links
Our website may contain links to third-party websites, social media pages, scheduling platforms, insurance providers, or other external services.
We are not responsible for the privacy practices, security, or content of third-party websites. We encourage you to review the privacy policies of any third-party service you visit.
10. Children’s Privacy
Our website and services are not directed to children under the age of 13.
We do not knowingly collect personal information directly from children under 13. If we learn that such information has been collected, we will take reasonable steps to delete it.
11. Updates to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our services, legal requirements, technology, or business practices.
Any updates will be posted on this page with a revised “Last Updated” date.
12. Contact Us
For questions, concerns, or requests regarding this Privacy Policy, please contact: